Financial Planning

Financial Planning Services

The financial planning process includes the following six steps:

Step 1 – Establishing & defining the Client-Planner relationship.
Step 2 – Gathering your data, including personal & financial goals, needs & priorities.
Step 3 – Analyzing & evaluating your financial status.
Step 4 – Developing & presenting recommendations and/or alternatives.
Step 5 – Implementing the recommendations.
Step 6 – Monitoring the plan’s progress & performance.

Because each person’s situation, resources and goals are individual and unique, each plan will be customized to your individual needs. However, most of our plans will address the areas of:

• Detailing specific goals
• Cash Flow/Budgeting
• Risk Management/Insurance Needs
• Investment Planning
• College education planning (as necessary)
• Tax Planning
• Retirement Planning (including discussions regarding aging parents and long term care
• Estate Planning